Discover the ease of owning your own home by applying for a mortgage with Lets Move Group.
KPR, short for Home Ownership Credit, is a loan facility provided by banks or financial institutions to individuals to buy or own a house. A mortgage allows a borrower to pay the price of a home in instalments with monthly payments, including interest, over a specified period.
In Indonesia, there are several types of mortgages, including:
Plan for your future in Indonesia. Apply for home instalments easily and find low-interest schemes to take the first step to owning your dream home!
Get your dream house with our New Mortgage consultation. Flexible, fast mortgage payments to suit your needs. Reach the future with us!
Easily renew your home instalments. Save money with competitive interest rates. We are here to help you revitalize home ownership.
Smart investment with home instalments. Property for rent? We are ready to help you find passive income from your property.
Do you consider buying home in Indonesia? No problem, we understand your needs as an expat. Get hassle-free home instalments with us.
Get your dream property in Indonesia with affordable instalments. Our experts provide Mortgage (KPR) solutions that suit your needs.
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Doubt your steps? Get mortgage advice from our professional consultants. Smart choice for your financial future.
Some of the benefits of using a home financing instalment scheme in Indonesia include:
The conditions generally required to apply for a mortgage in Indonesia include:
Use the Lets Move Group mortgage calculator to see the estimated value of your potential dream home and how much you can borrow!
Own apartments in Jakarta & Bali at the best prices together
We have 4 branch offices in Jakarta & Bali. Visit our branches in Jakarta, Seminyak, or Canggu for a face-to-face consultation. Please make sure you have made an appointment before visiting. Visit the Contact Us page or contact us via the numbers listed.
Make your property ownership dreams come true! Let's make it happen with Lets Move Group KPR. We are ready to guide you towards your dream home. Fast processing, low-interest rates, and professionals to find the best instalment scheme. Don't delay, contact us now!
To apply for a mortgage, individuals must provide relevant documents such as identification, proof of income, and property details. Lenders assess the applicant's creditworthiness and property value before approving the loan.
Yes, some banks in Indonesia offer KPR services to foreigners to purchase property, subject to specific regulations and restrictions regarding foreign ownership.
Yes, borrowers in Indonesia can switch their mortgages to avail a lower interest rate or change the agreed interest rate.
Yes, mortgage interest payments can qualify for tax deductions, providing potential tax benefits for borrowers. However, it is advisable to consult a tax professional for accurate information.
Ever come across the term Mortgage Refinancing? In Indonesia’s property finance landscape, there are quite a few terms that might pop up, and refinancing is one of the most important to know. In essence, refinancing is a type of mortgage product that allows you to restructure your existing KPR instalments into a new repayment scheme—essentially, a fresh start for your ongoing home loan.
When applying for a loan such as a Mortgage (KPR) at a bank, the term 'threshold credit limit' often arises. According to the Great Dictionary of the Indonesian Language (KBBI), 'threshold' refers to the maximum limit (of costs, credit, etc.) provided. In the loan application process, the amount granted by the bank or other financial institutions to the customer will not exceed the predetermined threshold.
Find the Best Property Partner in Canggu, Bali Looking for the best property agent in Canggu, Bali? Look no further! At Lets Move Group (LMG), we pride ourselves on being the first choice for all your property needs. With our extensive network, expert team, and commitment to excellence, we are ready to ensure your property journey runs smoothly and successfully. Whether
While taking out a Kredit Pemilikan Rumah (KPR), or mortgage, remains one of the most popular ways for Indonesians to purchase their dream home, the reality is that not every application ends in success. A significant number of aspiring homeowners face rejection from banks, often without clear understanding of the reasons why. So, why does a mortgage application get rejected? What are the warning signs? And most importantly—what can be done about it? Let’s break it all down.
In the bustling city of Jakarta, two names stand out in the ever-evolving real estate market: Gary Joy and Miles Lampitt. These expat property experts are not just making waves - they are revolutionizing the real estate industry in Indonesia, bringing unparalleled expertise and innovative solutions to the table.
One of the main reasons for this is to take advantage of lower interest rates, which can significantly reduce monthly repayments and long-term financial burdens. Additionally, promotional offers from other banks, such as waived administrative fees, reduced early repayment penalties, or more flexible loan tenures, often make switching an attractive option for borrowers.
Our journey started in 2016 with the sole aim of becoming the most ethical property and real estate agent in Indonesia. Our dream is to be a complete solution for the needs of expatriates, offering comprehensive solutions for property investment in Indonesia. Find Out More »
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Interest rate is 4.7% fixed for the first 3 years, after that, the rate will move to a floating rate (currently 11%)
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