KPR CIMB Niaga

Access seamless Home Loan Application with KPR CIMB Niaga

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The Best Mortgage Deals!

KPR Bank CIMB Niaga Featured Services

Xtra Mortgage

A home loan facility from CIMB Niaga KPR designed for purchasing houses, apartments, or commercial properties, whether new or pre-owned.

Xtra Manfaat Mortgage

A unique KPR programme that doubles as a savings account, offering interest rate reductions of up to 0% as your savings balance increases. 

Xtra Manfaat iB (Syariah)

A Shariah-compliant KPR financing programme for individuals seeking home ownership in accordance with Islamic principles.

Xtra Fixed iB (Syariah)

A fixed instalment KPR loan throughout the tenure. Loan durations are available for up to 15 years. 

Xtra Flexi iB (Syariah)

Flexible Shariah-compliant KPR offering various repayment structures with a loan tenure of up to 25 years. 

Xtra Fixed iB

A Shariah-based home financing product from CIMB Niaga, featuring fixed instalments throughout the loan tenure.

Why Apply for KPR CIMB Niaga Through Lets Move Group?

Lets Move Group ensures you receive the best mortgage recommendations tailored to your needs.

Fast & Easy Application

Apply for a mortgage with the assistance of expert consultants for a seamless process.

Tailored Product Recommendations

Gain access to a wide range of mortgage options suited to your financial capabilities.

Exclusive & Attractive Promotions

Enjoy special offers and exclusive promotions from our banking partners every month!

FREE Consultation

Benefit from free consultations from application to loan approval.

FAQs

CIMB Niaga KPR is a home financing facility used to purchase, build, or renovate properties with flexible repayment options. This product offers numerous advantages, including competitive interest rates, long tenures, and an easy application process. 

CIMB Niaga KPR offers a range of benefits, including:

  • Competitive interest rates.

  • Long tenure of up to 25 years.

  • Easy and fast application process.

  • Low down payment starting from 5%.

  • Early repayment without penalties for selected products.

  • Shariah-compliant KPR options available.

The maximum tenure for CIMB Niaga KPR is 25 years. 

CIMB Niaga offers attractive KPR promotions periodically! To stay updated on the latest offers, contact the Lets Move Group KPR team for complete details.

Simply fill out the form below, and our Lets Move Group KPR team will reach out to you with the necessary details.

Interest Rate

1. Fix 1 Year, 3 Year dan 5 Year

Fix Rate
Rate p.a
Min. Load Period
3 Years Fix
4.50%
10 Years Loan Period
5 Years Fix
5%
15 Years Loan Period

2. Fix and Fix

Loan Period
Interest Rate
Min. Load Period
1ˢᵗ Year
2,99%
15 Years Loan Period
2ⁿᵈ – 3ʳᵈ Year
6,99%
15 Years Loan Period
4ᵗʰ – 5ᵗʰ Year
9,99%
15 Years Loan Period
6ᵗʰ – 10ᵗʰ Year
10,99%
15 Years Loan Period
11ᵗʰ – 25ᵗʰ Year
13%
15 Years Loan Period

Mortgage Calculator

Use the Lets Move Group mortgage calculator to see how much your potential dream home could cost you!

Kalkulator KPR Bank

IDR
IDR
%
10Years
1Years30Years

%

IDR

Application Requirements

To apply for KPR CIMB Niaga, please meet the following requirements:

Associated Fees

Understand the various fees incurred during the KPR CIMB Niaga application process.

Consult Your Mortgage with Lets Move Group

Primary Property

Interest Rate

Floating Rate

Primary Mortage

Rate information

Interest rate is 4.7% fixed for the first 3 years, after that, the rate will move to a floating rate (currently 11%)

Requirements

  • Permanent employee/self-employed for at least 1 year in the same company/total 2 years of work
  • Professional/Businessman working for at least 2 years in the same field
  • At least 18 years old or married

General Personal Requirements

  • Photocopy of husband’s / wife’s ID card (if married)
  • Photocopy of Family Card
  • Copy of Marriage Certificate (if married)
  • Photocopy of Tax ID Number of Applicant
  • Salary Slip / Certificate of Income for the last 1 month original
  • Photocopy of 3 months bank statements
  • Developer’s House Booking Letter / Broker’s Cover Letter

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