Mortgage

Pemerintah Republik Indonesia berencana menghapus pajak properti dan memperpanjang jangka waktu KPR sebagai stimulus pasar perumahan sebagai salah satu langkah awal mencapai target untuk membangun tiga juta rumah baru setiap tahunnya. Hasil survei terbaru Bank Indonesia menunjukkan adanya kenaikan terbatas pada harga properti residensial di pasar primer pada Triwulan II 2024. Berdasarkan Survei Harga Properti […]

Sobat Lets Move Group, sudahkah kalian tahu kalau tarif Pajak Pertambahan Nilai (PPN) akan naik? Pajak Pertambahan Nilai di Indonesia diproyeksikan mengalami kenaikan menjadi 12% mulai 1 Januari 2025. Tapi, apakah ada dampaknya bagi sektor properti di Indonesia? Jika kalian berencana bangun rumah sendiri tahun depan, kalian wajib mengikuti pembahasan kali ini. Yuk, simak apa […]

Since the beginning of this year, the real estate sectors in Jakarta and Bali have shown diverse trends. The international commercial real estate agency, Colliers, has recently released its latest report on the developments in Jakarta’s office, apartment, expatriate housing, retail, and hotel sectors, as well as Bali’s evolving hospitality scene. This report, available on Colliers' official website as of July 9, 2024, provides insights into how these markets are adapting to economic shifts and evolving consumer preferences.

2024 is shaping up to be a dynamic year for the Indonesian property industry. While the residential property market is showing relative stability, with the composite-16 property price index rising only 1.74% throughout 2023, the expat property sector is experiencing a gradual uptick in early 2024 […]

Owning an apartment is a popular housing choice nowadays. However, before purchasing one, it's important to understand the differences between the Strata Title Certificate for Apartment Units (SHMSRS) and the Building Ownership Certificate (SKGB).

For many Indonesians, owning property is a significant investment in life. Whether it's a residential house, apartment, or land, property can be a source of financial security and future stability.

Primary Property

Interest Rate

Floating Rate

Primary Mortage

Rate information

Interest rate is 4.7% fixed for the first 3 years, after that, the rate will move to a floating rate (currently 11%)

Requirements

  • Permanent employee/self-employed for at least 1 year in the same company/total 2 years of work
  • Professional/Businessman working for at least 2 years in the same field
  • At least 18 years old or married

General Personal Requirements

  • Photocopy of husband’s / wife’s ID card (if married)
  • Photocopy of Family Card
  • Copy of Marriage Certificate (if married)
  • Photocopy of Tax ID Number of Applicant
  • Salary Slip / Certificate of Income for the last 1 month original
  • Photocopy of 3 months bank statements
  • Developer’s House Booking Letter / Broker’s Cover Letter

*Disclaimer