Enjoy Competitive Interest Rate From The Home Financing Solution from KPR Permata.
Combination of KPR and savings with interest rates as low as 0%. Your savings balance reduces the loan principal by up to 75%, helping you save on KPR interest.
Sharia-compliant KPR based on the Musyarakah Mutanaqisah. Enjoy similar benefits to KPR Bijak, plus a lower deposit requirement and savings features.
Fixed loan instalments throughout the loan tenure. Ensuring stable monthly repayments and making it easier to plan your family's finances.
Exclusive KPR for employees. Buy a house, renovate, or transfer your mortgage with waived fees and up to 50% discount on provision fees.
Link up to five family members' accounts. Earn points to collectively reduce your KPR instalment's interest burden.
Consumer credit secured by property assets. Flexible funding in the form of an overdraft facility, ready to be drawn as needed.
KPR facility for takeovers, allowing you to transfer your KPR from another bank to Permata Bank. Benefit from competitive interest rates and a seamless process.
KPR programme for additional credit limits for existing customers. Use the same property as collateral to access extra funding.
Special KPR programme for home renovation financing. Competitive interest rates and flexible tenures to help you create your dream home.
Credit facility secured by property assets for various needs such as education, weddings, or holidays. Flexible and easily accessible.
Lets Move Group ensures you receive the best mortgage recommendations tailored to your needs.
Apply for a mortgage with the assistance of expert consultants for a seamless process.
Gain access to a wide range of mortgage options suited to your financial capabilities.
Enjoy special offers and exclusive promotions from our banking partners every month!
Benefit from free consultations from application to loan approval.
KPR Permata is a Home Purchase Loan facility from Permata Bank, providing funding for property purchases, renovations, and refinancing with competitive interest rates and flexible terms up to 30 years.
KPR Permata offers a range of benefits, including:
Competitive interest rates with fixed-rate options up to 5 years.
Extended terms up to 30 years.
Easy and fast application process.
Low down payment starting from 5%.
Wise Mortgages," enabling interest reduction through savings account balances.
Sharia-compliant mortgage options for customers seeking Islamic finance.
The maximum tenure for Permata KPR is 30 years.
Absolutely, Permata offers a range of enticing Home Loan promotions and diverse Home Loan products. For the latest updates on Permata's Home Loan promotions, simply contact the Lets Move Group Home Loan team for comprehensive details.
To delve deeper into Permata Home Loan instalment options, simply fill out the form below, and the Lets Move Group Home Loan team will promptly get in touch with you.
Fix Rate | Rate p.a | Min. Load Period |
|---|---|---|
1 Years Fix | 4.25% | 5 Years Loan Period |
2 Years Fix | 4.25% | 5 Years Loan Period |
3 Years Fix | 4.25% | 7 Years Loan Period |
5 Years Fix | 4.88% | 15 Years Loan Period |
Loan Period | Interest Rate | Min. Load Period |
|---|---|---|
1ˢᵗ Year | 2.99% | 15 Years Loan Period |
2ⁿᵈ – 3ʳᵈ Year | 6.99% | 15 Years Loan Period |
4ᵗʰ – 5ᵗʰ Year | 9.99% | 15 Years Loan Period |
6ᵗʰ – 10ᵗʰ Year | 10.99% | 15 Years Loan Period |
11ᵗʰ – 25ᵗʰ Year | 13% | 15 Years Loan Period |
Use the Lets Move Group mortgage calculator to see how much your potential dream home could cost you!
To apply for KPR Permata, please meet the following requirements:
Understand the various fees incurred during the KPR Permata application process.
Our journey started in 2016 with the sole aim of becoming the most ethical property and real estate agent in Indonesia. Our dream is to be a complete solution for the needs of expatriates, offering comprehensive solutions for property investment in Indonesia. Find Out More »
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Rate information
Interest rate is 4.7% fixed for the first 3 years, after that, the rate will move to a floating rate (currently 11%)
Requirements
General Personal Requirements
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