Welcome to Indonesiaā€™s very first mortgage brokerage, the first company in the country to offer whole of market mortgage advice.
Lets Move Group is pleased to provide the first mortgage brokerage services in Indonesia! Our experienced team of financial experts has helped hundreds of people collectively and has provided property financing options both in Indonesia and internationally.
With Lets Move Group, we will compare different lenders and provide you with the best deal for interest rates and the risk-free repayment terms to save you time, and money and get the best mortgage deal for your needs.
Our services are completely free as we profit from the referral broker fees when we refer customers to the banks, therefore it is worth to note that all the information and services we provide to you are completely FREE.
Compare mortgage interest rates and other loans from various leading banks and find the best scheme for your property financing.
Use the Lets Move Group mortgage calculator to see the estimated value of your potential dream home and how much you can borrow!
Use the Lets Move Group mortgage calculator to see the estimated value of your potential dream home and how much you can borrow!
Plan for your future in Indonesia. Apply for home instalments easily and find low-interest schemes to take the first step to owning your dream home!
Get your dream house with our New Mortgage consultation. Flexible, fast mortgage payments to suit your needs. Reach the future with us!
Easily renew your home instalments. Save money with competitive interest rates. We are here to help you revitalize home ownership.
Smart investment with home instalments. Property for rent? We are ready to help you find passive income from your property.
Do you consider buying home in Indonesia? No problem, we understand your needs as an expat. Get hassle-free home instalments with us.
Get your dream property in Indonesia with affordable instalments. Our experts provide Mortgage (KPR) solutions that suit your needs.
Enhance your business with the right legal entity in Indonesia. Our professionals are ready to help you take the first step to success.
Explore a new business landscape with Lets Move Group through Company Mortgage. Access the best solutions for your commercial asset needs.
Doubt your steps? Get mortgage advice from our professional consultants. Smart choice for your financial future.
Not many people are aware that there are several banks in Indonesia that provide mortgage for expatriates without the need of a diaspora marital. Please note, that only a few selected banks offer this facility. To find out which one, please contact Lets Move Group and we will be happy to provide you with a free consultation.
*Please note that requirements may vary and available products may change periodically.
Lets Move Group was founded in 2016, originally under the name Lets Move Indonesia in Jakarta by a British expatriate Gary Joy, a former Real Estate Consultant and Mortgage Advisor from the UK. In 2023 the real estate division was moved to a dedicated platform and the Lets Move Group was born. LMG is Indonesia's most renowned mortgage agency in Indonesia providing the most ethical, leading and complete expat services in the country.
Lets Move Group offers a wide range of services in Jakarta and Bali which includes: real estate new development sales, real estate legal services, as well as housing the first mortgage advisory service in Indonesia.
Our partner company LMI Consultancy is the market leading legal and immigration agency in the country, and this allows us to provide the most comprehensive service listings in the country, helping with all real estate matters and beyond.
With over 17 years of mortgage experience serving expats and Indonesians both locally and internationally, Gary Joy is one of the most knowledgeable mortgage brokers and is the man behind the introduction of end-to-end mortgage solutions to Indonesia.
To find out more about why Lets Move Group is a leading agency in the Indonesian market, check out our about us page here!
Get the best offer for your dream home with Lets Move Group, the best mortgage consultant in Indonesia!
Own apartments in Jakarta & Bali at the best prices together
Lets Move Group, the best KPA consultant in Indonesia!
We have 4 branch offices in Jakarta & Bali. Visit our branches in Jakarta, Seminyak, or Canggu for a face-to-face consultation. Please make sure you have made an appointment before visiting. Visit the Contact Us page or contact us via the numbers listed.
KPR, short for Home Ownership Credit, is a loan facility provided by banks or financial institutions to individuals to buy or own a house. A mortgage allows a borrower to pay the price of a home in installments with monthly payments, including interest, over a specified period.
The interest rate is an additional fee that must be paid by the borrower to the bank in return for the loan provided. There are two general types of interest rates in mortgages, namely fixed interest rates and floating interest rates. Fixed interest rates do not change over a certain period of time, while floating interest rates can change according to market fluctuations.
Collateral in buying a house via installments, which is also known as Mortgage (Home Ownership Credit) in Indonesia, is an asset or property that is used as collateral or security guarantee for a mortgage loan.
The majority of Indonesian citizens, including expatriates living in Indonesia, can apply for a KPR. However, terms and conditions may vary between banks and financial institutions. There are several banks that specifically offer mortgages for expatriates.
"Down payment" is the amount of money that must be paid by the borrower when purchasing property using a mortgage. Usually expressed as a percentage of the property price. This down payment is part of the total price of the home and the borrower must pay it before the mortgage is approved.
Take Over Mortgage Credit in Indonesia is the process of transferring home ownership credit from one bank to another at a new interest rate.
The interest rate is an additional fee that must be paid by the borrower to the bank in return for the loan provided. There are two general types of interest rates in mortgages, namely fixed interest rates and floating interest rates. Fixed interest rates do not change over a certain period of time, while floating interest rates can change according to market fluctuations.
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Membeli rumah second (bekas) lewat Kredit Pemilikan Rumah (KPR) masih menjadi pilihan favorit banyak orang di Indonesia di tahun 2025. Selain harga yang lebih terjangkau, rumah second biasanya siap huni dan berada di lingkungan yang sudah berkembang. Namun, proses pengajuan KPR rumah second memang sedikit berbeda dibanding rumah baru. Disini kita akan membahas 10 cara […]
Buying a second-hand home can be a wise investment, particularly for those looking to balance affordability with strategic location. Unlike brand-new properties, second-hand homes often come with lower price tags, making them appealing to first-time buyers or those seeking to upgrade without overstretching their budget.
One of the important sectors for the national economy is the residential property industry in Indonesia. Every three months, Bank Indonesia (BI) routinely releases the results of the Residential Property Price Survey (SHPR) which is an important reference for industry players, the government, and the wider community. In the first quarter of 2025, the results of this survey showed interesting developments to watch, starting [ā€¦]
Owning a home does not necessarily require a large amount of capital. For this reason, many individuals turn to Mortgage, or KPR (Home Ownership Credit), as a means of financing. In Indonesia, KPR is available through two main channels: conventional banks and Islamic banks. Amid rising benchmark interest rates, Islamic home financing (KPR Sharia) has emerged as a stable alternative. [ā€¦]
As an expat working in Indonesia, you may have the desire to own a home. However, if buying a house or apartment outright feels burdensome, there is an easy way to do it, which is by applying for a mortgage. Tips for applying for a mortgage: Recognize What is Home Ownership Credit KPR is one of the financing schemes that people can do to buy a house.
Interested in buying a house in Indonesia? The comparison between buying a house with a mortgage vs cash is essential. Both payment methods offer their own advantages and disadvantages, with trends in society fluctuating. This article will discuss the comparison between KPR and Cash home purchases, current trends, and factors that influence people's preferences. Which is more popular? Let's discuss. [ā€¦]
Our journey began in 2016, with the sole aim of being the best real estate agency in Indonesia. Over time, as our business grew and developed, we began to focus on real estate finance solutions and revolutionized the property finance industry in Indonesia. Find Out More Ā»
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Rate information
Interest rate is 4.7% fixed for the first 3 years, after that, the rate will move to a floating rate (currently 11%)
Requirements
General Personal Requirements
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